Associated Banc Valuation
| ASB Stock | USD 26.35 0.01 0.04% |
At this time, the firm appears to be undervalued. Associated Banc Corp shows a prevailing Real Value of $28.51 per share. The current price of the firm is $26.35. Our model approximates the value of Associated Banc Corp from analyzing the firm fundamentals such as Profit Margin of 0.33 %, return on equity of 0.0991, and Current Valuation of 6.98 B as well as examining its technical indicators and probability of bankruptcy.
Price Book 0.9227 | Enterprise Value 7 B | Price Sales 3.0523 | Forward PE 9.3633 | Trailing PE 9.5162 |
Undervalued
Today
Please note that Associated Banc's price fluctuation is very steady at this time. Calculation of the real value of Associated Banc Corp is based on 3 months time horizon. Increasing Associated Banc's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Associated Banc is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Associated Stock. However, Associated Banc's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 26.35 | Real 28.51 | Target 30.2 | Hype 26.3 | Naive 25.82 |
The real value of Associated Stock, also known as its intrinsic value, is the underlying worth of Associated Banc Corp Company, which is reflected in its stock price. It is based on Associated Banc's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Associated Banc's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Associated Banc Corp helps investors to forecast how Associated stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Associated Banc more accurately as focusing exclusively on Associated Banc's fundamentals will not take into account other important factors: Associated Banc Total Value Analysis
Associated Banc Corp is presently projected to have company total value of 6.98 B with market capitalization of 4.38 B, debt of 4.17 B, and cash on hands of 502.42 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Associated Banc fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
6.98 B | 4.38 B | 4.17 B | 502.42 M |
Associated Banc Investor Information
About 87.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.92. Some equities with similar Price to Book (P/B) outperform the market in the long run. Associated Banc Corp has Price/Earnings To Growth (PEG) ratio of 2.27. The entity last dividend was issued on the 2nd of March 2026. The firm had 3:2 split on the 13th of May 2004. Based on the measurements of operating efficiency obtained from Associated Banc's historical financial statements, Associated Banc Corp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.Associated Banc Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Associated Banc has an asset utilization ratio of 5.44 percent. This suggests that the Company is making $0.0544 for each dollar of assets. An increasing asset utilization means that Associated Banc Corp is more efficient with each dollar of assets it utilizes for everyday operations.Associated Banc Profitability Analysis
Based on the measurements of profitability obtained from Associated Banc's financial statements, Associated Banc Corp may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in April. Profitability indicators assess Associated Banc's ability to earn profits and add value for shareholders.For Associated Banc profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Associated Banc Corp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Associated Banc utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Associated Banc's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Associated Banc over time as well as its relative position and ranking within its peers.
Associated Banc Earnings per Share Projection vs Actual
The next projected EPS of Associated Banc is estimated to be 0.69 with future projections ranging from a low of 0.65 to a high of 0.71. Associated Banc's most recent 12-month trailing earnings per share (EPS TTM) is at 2.77. Please be aware that the consensus of earnings estimates for Associated Banc Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.Associated Banc Earnings Estimation Breakdown
The calculation of Associated Banc's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Associated Banc is estimated to be 0.69 with the future projection ranging from a low of 0.65 to a high of 0.71. Please be aware that this consensus of annual earnings estimates for Associated Banc Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.65 Lowest | Expected EPS | 0.71 Highest |
Associated Banc Earnings Projection Consensus
Suppose the current estimates of Associated Banc's value are higher than the current market price of the Associated Banc stock. In this case, investors may conclude that Associated Banc is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Associated Banc's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 10 | 93.37% | 0.8 | 0.69 | 2.77 |
Associated Banc Ownership Allocation
Associated Banc holds a total of 165.98 Million outstanding shares. The majority of Associated Banc Corp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Associated Banc Corp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Associated Banc. Please pay attention to any change in the institutional holdings of Associated Banc Corp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Associated Banc Profitability Analysis
The company reported the last year's revenue of 2.46 B. Total Income to common stockholders was 472.5 M with profit before taxes, overhead, and interest of 1.43 B.Associated Banc Past Distributions to stockholders
| 15th of December 2025 | ||
| 15th of September 2025 | ||
| 16th of June 2025 | ||
| 17th of March 2025 | ||
| 16th of December 2024 | ||
| 2nd of December 2024 | ||
| 16th of September 2024 | ||
| 17th of June 2024 | ||
| 3rd of June 2024 | ||
| 15th of March 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Associated Banc's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Associated Banc and how it compares across the competition.
About Associated Banc Valuation
The stock valuation mechanism determines Associated Banc's current worth on a weekly basis. Our valuation model uses a comparative analysis of Associated Banc. We calculate exposure to Associated Banc's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Associated Banc's related companies.Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products to individuals and businesses in Wisconsin, Illinois, and Minnesota. Associated Banc-Corp was founded in 1861 and is headquartered in Green Bay, Wisconsin. Associated Banc operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 4101 people.
Associated Banc Quarterly Retained Earnings |
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A single share of Associated Banc represents a small ownership stake in the entity. As a stockholder of Associated, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Associated Banc Dividends Analysis For Valuation
There are various types of dividends Associated Banc can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Associated shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Associated Banc Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Associated pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Associated Banc by the value of the dividends paid out.
Associated Banc Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 166.6 M | |
| Quarterly Earnings Growth Y O Y | 0.304 | |
| Forward Price Earnings | 9.3633 |
Complementary Tools for Associated Stock analysis
When running Associated Banc's price analysis, check to measure Associated Banc's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Associated Banc is operating at the current time. Most of Associated Banc's value examination focuses on studying past and present price action to predict the probability of Associated Banc's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Associated Banc's price. Additionally, you may evaluate how the addition of Associated Banc to your portfolios can decrease your overall portfolio volatility.
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